How to maximize income while streamlining your expenses, eliminating debt - and  actually  increasing  your  standard  of  living!

“Make More Money And Create Savings
Even If You’ve Never Had Them Before,
While Paying Off Credit Card Debt,
Living Frugally – But Living Well!”

Dear Cash-Strapped Friend,

You’re struggling with rising expenses, debts that won't go down, and here you are, wondering why your income doesn't meet your family's needs any more.

Sadly, you’re not alone. In fact, you may well have more company than the world has seen in our lifetime. Blame not just the economy, but the everyday, unavoidable conventions of modern life. 

100 years ago, people rarely had to travel further than a short trip across town to their place of employment. They worked where they lived. Life was simpler, and cost much less.

 Men bought a suit to get married in - and they fully expected to be buried in it, too (if it wasn't given to a younger relative!)

 Women took apart and “turned” dresses to re-make them into thrifty new versions when seams became frayed or children grew too tall.

 Everyone blew their noses into linen handkerchiefs, which were re-washed over and over, and hung in the fresh air and sunlight to dry.

Frankly, we could take a tip or two from our great-great-grandparents.

They knew how to live frugally. (They had to. There were no credit cards.)

Now we live in a society where nothing is built to last, and everything is disposable. Not just things like tissues, and cheap, mass-produced dresses, shoes and pants that barely last six months, but televisions, cell phones, computers and especially cars. We’ve grown used to the fact that items wear out before we’ve even finished paying for them.

And that unavoidable trend is just one of the symptoms of modern life that has most of us enslaved by credit cards and debt.

I could go on and on with examples, but I’m sure you get the point.

The bottom line is, right now you’re reading this because you're high and dry in a rising sea of debt, feel like you’re stuck between a rock and a hard place.

And the squeeze is getting tighter.

Try this little exercise with me. Go on - it will take all of a few seconds. Take a deep breath slowly in through your nose, blow it steadily out of your mouth, shrug your shoulders loosely and slow rotate your neck in a luxurious way.

Let out another deep breath, imagining you're releasing all your cares along with it...

 Picture yourself looking at credit card statements with “0” balances. (Go ahead! Really picture it. SEE that statement in your hands!).

 Picture yourself at the ATM, depositing another small but steadily climbing amount to your brand new college fund for the children.

 Picture your table laden with delicious food as good (if not better) than any meals you've eaten in your favorite restaurant.

 Picture your mortgage paid off completely - years before you ever thought possible!

Think of what you're going to do with that new monthly amount freed up in your budget. How you're going to spend (or invest) it.

Fantasy, you say? Not at all. It's totally do-able.

You see, the new habits, tips and techniques you adopt - the new frugal lifestyle - will make more difference than you could ever imagine!

(There's a reason our great-great-grandparents kept meticulous logs of annual expenses, down to the smallest bundle of candles and the tiniest Brussels sprout.)

But relax! You don't have to lug buckets of water, boil your family laundry in a "copper" and hand-wring each piece through a "mangle". You don't have to get up at dawn to stoke the fires, and scrub and bake all day with very little thanks.

“Frugal” Does Not Have To Mean
Less Of The Things You Love - Just Less Expense!

The trick to living frugally is not to cut out the things we need or love - but to lessen their cost. Trim those habits that do not add to our daily comfort - and get the things we most enjoy for less.

(One thing I've learned myself about living frugally - it's addictive! I love seeing my family eat better while the money goes straight into paying down my mortgage!)

But what if I could show you a simple plan you can put into action – without changing your habits so extremely that life’s just not fun any more?

What if I could show you how to:

 Increase your standard of living - while drastically reducing expenses

 Create savings even if you’ve never had them before

 Do both of these things while paying down your debt load more rapidly than you ever thought possible?

What if you could easily discover not only the secret of living frugally – but living well?

It isn't the daunting prospect of perhaps doing more physical work that makes many people shy away from the idea of “frugal living”... It's a redundant, leftover stigma from the latter half of the 20th century. It's the idea that if you have to do without, you're somehow a lesser person.

Wasteful affluence and the “most toys” lifestyle has been the prevailing “myth” since the late 1950's. But the thing about myths - they rarely prove to be true, as so many people (and companies) have found out in the last twenty years.

Look around you. Wealthy wives of top executives buy their children clothing from consignment shops. They know what day the bargain produce in the local grocery store is best picked up. In prestigious city corporate offices, it's actually become a status symbol to compare how much money you saved over the weekend with your fellow co-workers.

(Sure, the boss might boast about the deal she got on antique cherry golf clubs - but notice she really means “deal”.)

It's all part of the fashionable new eco-friendly consciousness. Thriftiness nowadays goes hand-in-hand with recycling, reclaiming and living “green”.

Frugal living has become cool again - the way it was in Victorian days, when you were admired for providing your household with every need and apparent luxury - while quietly saving money.

I've got 101 tips for you in my new eBook, “101 Ways To Live Frugally, Save Money, And Pay Off Credit Card Debt” - pick and choose at your leisure. Had a job loss in the family? Use all the tips. Just want to create more breathing room in your budget? Pick and choose the tips that appeal to your preferred lifestyle.

But whatever you do, put some of them into practice - and track the results!

Those nickels and dimes add up to more than you might ever think (mostly because you'll discover what you save is actually way more than nickels and dimes!)

I guarantee that many of my tips and techniques will seem virtually painless, once you've read them.

And some of them are even fun!

Learn a method for checking for hidden water leak sources that is so much fun, your kids are going to want to be your full-time “leak inspectors”

Learn to throw easy children's parties that are low on cost and huge on the “WOW” factor

Learn how to make better and fresher cups of coffee than Starbuck's - for a fraction of the cost

 Learn how to lengthen the life of your dryer - while saving money with unique dryer supplies

Learn how cut water usage per person when bathing from the average 38 gallons of water to 10 - without sacrificing cleanliness, of course! (Or having to sit in one inch of tepid water!)

And these are just a sampling of my 101 tips for living frugally - and living well!

But you'll need more than just tips for saving money, no matter how valuable. You'll also need to make some changes in your financial habits, too.

It's got to be faced: No one ever eliminated their debts and gave themselves lifelong good financial habits by sitting passively waiting for the Universe to drop a million dollars into their laps.

(Even lottery winners had to go out and buy that winning lottery ticket!)

The beauty of my system lies in showing you guided, easy changes you can easily fit into your lifestyle – changes that will have you eager for bigger ones as you see how dramatically you've actually turned your financial slide around.

In other words, you need 3 vital ingredients to make your magic potion work:

An optimistic attitude

The ability to take action

A sound strategy that will help you easily maintain a permanent change in your prosperity cycle

BUT... the beauty is, you won't have to force the optimism! Taking action, no matter how gloomy you feel, by carrying out your new sound strategy will automatically create all the optimism and positive energy you could ever wish to create!

...makes taking these steps so easy for you. It's like following a treasure map. A very simple, clear, well-designed one.

Check it out for yourself!

Recession Times Survival Manual 101 Ways To Live Frugally, Save Money, And Pay Off Credit Card Debt &  FREE Mp3 Audio Version Only $47.00 $17.00 24 hour Sale: $7

While one must be realistic, there’s a lot of joy in focusing on the positive – setting all our physical and emotional energies on what we do want to create in our lives.

And in taking action to make it happen.

Are You Ready To Show The Universe
Your Serious Intent To Reduce Debt And Increase Income?

If your answer is a big "YES!" and you're ready to invest in my eBook, “101 Ways To Live Frugally, Save Money, And Pay Off Credit Card Debt”, you can immediately look forward to:

 Gaining valuable strategies to get out of a dangerous debt cycle  once and for all

 Learning how to set yourself up for triumph

 Learning the single most powerful secret of saving successfully

 Learning how to personalize your plan so it's easy to follow

Remember, knowledge is power. And it's .

But if you've been wondering what else my eBook has to offer, I've actually got way more to tell you!

Here’s More Of What You’ll Find In “101 Ways To Live Frugally, Save Money, And Pay Off Credit Card Debt”

One of the most powerful ways I can help you in living frugally but well (and actually achieving that goal) is by providing a powerful savings blueprint for every area of your life!

You can expect more than you bargained for, when you invest in my eBook. I’ve gone beyond the necessary to give you added tips and tricks for producing:

 The one simple change you can make to help heal your budget the  most quickly

 My secret trick for making your credit card payments do double duty

 How to make the most money with minimum stress, if you decide to  take on a second job

 How not to use coupons - or buy huge bulky bags of food you'll get  tired of, long before they go stale!

 Hidden sources of energy preservation in your own home

 One handy, inexpensive tool that can help you lengthen the life of your  tires

 Saving habits that can snowball your extra cash - even when you  haven't got any

 The secret of eating 5-star restaurant food in your own home (and it  will taste even better when you think of how much money you saved!)

And you know what they say in the old commercials: “But wait - there's MORE!”...

Do you know:

 The single most important thing you can do, to communicate  effectively and positively with utility companies - and actually get them to help you reduce your energy budget?

 How to treat yourself to a complete range of beauty salon  treatments at actual salons - for a fraction of the cost

 How to get the environment to help YOU cut down on your car  resources and gas consumption

 How to make your own natural but highly effective cleaners - while  cutting out toxic chemicals that store-bought cleaners are often laced with?

I could go on all day with tip after tip - but why not read them for yourself?

When you think of it, clicking here today to get your copy of “101 Ways To Live Frugally, Save Money, And Pay Off Credit Card Debt” might be the smallest investment you ever make to produce such a life-changing improvement in your financial lifestyle.

(In fact, it may cost you way less than the average monthly interest on a single credit card.)

And it couldn’t come at a more timely moment, with the economy struggling for breath amid all the gloom and doom.

I could easily ask a hefty price for this life-changing resource, but I wrote it especially for people like you who are suffering - or who don’t want to suffer - from today’s economic climate.

So here’s my suggestion...

If You're Worried About Making This Purchase
Ask Yourself This Important Question:
"What If I Adopt Just One Single Strategy
And It’s Able To Put Hundreds Of Dollars In My Pocket?"

Remember, knowledge really is power - particularly when you know what to do with it. And that's my eBook's job - to give you all the tools it can, so you can choose the best way to dig yourself out and start heading towards your dream again. (You'll discover new tips, tricks and strategies you'll wish you'd known years ago). 

Sincerely,

Success!

Fred Lotgering

LotCon Biz Solutions